Pay with your credit card over 6, 12, 18, 24, 36 or 48 months INTEREST FREE*

No forms to fill – no approval required

Simple …

No paperwork – instant approval!

Simply use your existing Cypriot Visa, Mastercard or American Express, to make purchases which you can pay off in 6 or 12 or 18 or 24 or 36 or 48 equal instalments. There is no limit to the number of purchases you can make, provided that they do not exceed the available balance on your card.

… steps:

  • Just use your existing credit card to pay for your purchases
  • Make sure that there is sufficient available balance to cover the entire purchase amount
  • Authorization will be sought for the entire amount of your purchase
  • Authorization will be sought for the entire amount of your purchase
  • When authorization is given, the whole amount is automatically blocked in your card account and the available balance is reduced accordingly. The blocked amount is released gradually according to the corresponding amount of the instalment, with the debit of the instalment to your card account each month
  • When authorization is given, the whole amount is automatically blocked in your card account and the available balance is reduced accordingly. The blocked amount is released gradually according to the corresponding amount of the instalment, with the debit of the instalment to your card account each month
  • The monthly instalments are debited to the card account just like any other purchase made by using a card
  • The purchase amount and the number of instalments are recorded on the purchase receipt printed by the electronic POS (electronic point of sale). The maximum purchase amount with interest-free instalments is €18.000 and the minimum monthly instalment is €18

ease …

The good news for your pocket is that you can buy anything and pay it off by small monthly instalments!

  • With the debiting of the monthly interest-free instalment to your card account, the transaction is treated and charged with interest as any other card transaction
  • The debit of the instalment every month to the card account is added to the total balance of the account. The minimum required amount to be paid every month is calculated on the basis of the total balance of the account

* Interest Free only if you pay your credit card account in full every month on time.

Monthly PlanSet Up fee
6 months2%
12 months4%
18 months6%
24 months9%
36 months12%
48 months16%